If you own a vehicle in Mississippi, auto insurance is a must. Whether you drive mainly in the city or enjoy long-distance road trips, you’re at risk of having an accident. Auto insurance from Maxwell Insurance Group, Inc. protects you against accidents you or others may cause on the road. Your choice of coverage will depend on the value of your vehicle, your driving habits, and auto insurance requirements in your state.
Liability auto insurance is mandatory in Mississippi, with minimum coverage set by state law. Liability insurance protects your financial assets by covering injuries and damage to others in accidents that are your fault. Serious accidents could cause injuries or property damage that extend beyond the limits of minimum liability coverage, putting you at risk of financial loss. For optimal liability protection, it’s best to get as much liability insurance as you can afford.
In addition to liability insurance, you’ll want coverage to protect your vehicle against damage or total loss in an accident. Collision and comprehensive insurance offer protection for your car. Collision insurance pays for repairs to your vehicle if it’s damaged in a collision. Comprehensive coverage protects you against vehicle theft and covers damage caused by non-collision incidents, i.e., falling objects, inclement weather, animal strikes, or vandalism.
Another valuable coverage is uninsured/underinsured motorist (UM). If you’re hit by a driver who has no insurance or insufficient insurance to cover your medical bills or property damage, UM insurance will compensate you for your loss.
You can also obtain roadside assist insurance to cover the cost of towing your vehicle to a repair shop if it unexpectedly malfunctions on the road.
At Maxwell Insurance Group, Inc. of Mississippi, we can personalize your auto insurance policy to ensure you’re getting essential coverage without paying extra for “fluff.” Call or visit us today for all your auto insurance needs.