Mississippi Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance

Boat/Watercraft Insurance

For many Mississippi boaters, an education course and certification is required by law. Boater education certification is required by law. Even if you are not required to become certified, it can save you money on the insurance coverage you purchase for your boat.

There are two ways to get your certification, over the internet, or by completing a class in person. If you choose to do the process at home on your computer, you can receive the education you need through graphics and information, then take the test to become certified. If you choose to take the course in person, you can contact the Mississippi Department of Wildlife, Fisheries, and Parks to find a classroom course in your area.

You may think that even though insurance is not required in Mississippi, that you do not need it, but your boat is an investment that you may be sorry you cannot replace it if it is damaged in a disaster, such as a fire or accident. Many people think their homeowner’s insurance policy will cover their boats, but many times it does not, or the coverage is very minimal.

Whether your boat is a small motorboat or a yacht, you will want it to be covered in case of a mishap or disaster. Coverage options are similar to the options that are available for your vehicle, including comprehensive coverage that will ensure your boat is replaced if it is a total loss or stolen. Liability will offer assistance if there is an accident in which someone is hurt, or their property is damaged in an accident that is your fault. Some policies even provide roadside assistance for your boat in case it breaks down on the water and needs a tow to land.

Maxwell Insurance Group, Inc. is ready to help answer your questions and get you a quote. For all of your boat and watercraft insurance needs, call the knowledgeable and experienced Mississippi agents at the Maxwell Insurance Group, Inc.

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